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A
yacht was originally defined as a light, fast
sailing vessel used to convey important persons. In
later parlance, the definition came to mean any vessel,
other than a dinghy,
propelled by sail,
power or both and used for pleasure cruising and/or yacht
racing.
A sailing yacht can vary in overall length (LOA
in yachting parlance) from about 6 m (20 feet) to well
over 30 m (98 ft) or more. However, most privately owned
yachts fall on the range of about 7 m to 14 m (about
23-46 ft); the cost of building and keeping a yacht
rises quickly as length increases.

Offshore
racing sailboat
Monohull
yachts are typically fitted with a fixed or adjustable keel
below the waterline to counterbalance the overturning
force of wind on the vessel's sails.
By contrast, multihull
yachts (a catamaran
is an example of this type of vessel) use two or more hulls
widely separated from each other to provide a stable
base that resists overturning.
Until the 1950s almost all yachts were made of
wooden boards,
or in a larger yacht, (steel
but nowadays there is a much wider range of materials.
Most common is fibreglass,
but steel, aluminium
and much less often because of insurance difficulties, ferrocement
are used as well. Wood is still used (traditional board
based methods as well as modern technologies based on plywood,
veneers
and epoxy-glues
etc.), but wood is mostly used when building an
individual boat by a hobbiest or wooden boat purist.
Modern yachts have efficient
sail-plans
that allow them to sail into the wind. This capability
is the result of a sail plan and hull design (typically
a sloop
rig) that utilizes Bernoulli's
principle to generate lift. Sailing yachts fall into three basic categories:
'Weekender', 'Cruiser' and 'Racer'.
Weekender yachts are small, sub-9.5 metre (30 feet)
vessels. They often have twin-keels or lifting keels.
This allows them to operate in shallow waters, and if
needed 'dry out' – become beached as the tide falls,
the hull shape (or twin-keel layout) allows the boat to
sit upright when there is no water. Such boats are
designed to undertake short journeys, rarely lasting
more than 2 to 3 days (hence their name). Of course, in
coastal areas long trips may be undertaken in a series
of short hops. Weekenders usually only have a simple
cabin, often consisting of a single 'saloon', with
bedspace for 2-3 people, and clever use of ergonomics to
allow both galley (kitchen) space, seating and space for
navigation equipment. There is limited space for large
stores of water/food.
Weekenders tend to be slower
vessels due to their small sail area, and due to their
small size they can be overwhelmed by heavy seas. Most
are single-mast 'Bermudan sloop' rigged vessels, with a
single fore-sail (of the 'jib' or 'Genoa
(sail)') type and a single Mainsail. Some are gaff
rigged. The smallest of this type - generally called pocket
yachts or pocket
cruisers can be trailed on special trailers
behind vehicles to transport them by road.

Modern
motor sailor ketch
'Cruisers' are by the far the most common in private
usage, making up most of the 7 m to 14 m (23 to 46 ft)
range. These vessels can be quite complex in design, as
designers try to find a balance between docile handling
qualities, interior space, good light-wing performance
and on-board comfort. The huge range of such craft, from
dozens of builders worldwide make it hard to determine a
specific description. However, most favour a teardrop-planform
hull, with a wide, flat bottom and deep single-fin keel
to give good stability. Most are single-mast 'Bermudan
sloop' rigged vessels, with a single fore-sail (of the
'jib' or 'Genoa') type and a single Mainsail. Spinnaker
sails, with huge areas, are often supplied for lightwind
use. These types are often chosen as family vessels,
especially those in the 8 to 12 metre (32 to 40 ft)
range. Such a vessel will usually have many rooms below
deck. Typically there will be 3 double-berth cabins, a
single large saloon (galley, seating and navigation
area) and a 'head' (toilet/showeroom).
The interior will
be finished in wood panelling, with plenty of storage
space. Cruisers are quite capable of taking on
long-range passages of many thousands of miles, so have
large freshwater tanks. Such boats have a cruising speed
of around 4-10 mph. This basic design is typical of the
standard types produced by the major yacht-builders.
Most large luxury yachts (15m+, 50 feet+) are also
cruisers, but their design varies greatly as they
usually are 'one off' designs to the specific needs of
the buyer.
Racing yachts tend to have long (around 20 m, (66
ft)) but very narrow hulls. This allows them to support
a tall mast with a great sail area, whilst keeping the
drag of a wide hull to a minimum. Speeds of up to 40 mph
can be obtained in good conditions. Dedicated racing
yachts sacrifice crew comfort for speed, having basic
accommodation to reduce weight. Depending on the type of
race, such a yacht may be crewed by as many as 15
people. At the other extreme there are 'single handed'
races, where one person alone must control the yacht.
Yacht races may be over a simple course of only a few
miles, or epic trans-global contests such as the BT
Global Challenge. Ocean racing yachts have very good
sea-handling qualities, as they must be able to maintain
good speeds in all but the heaviest conditions. However,
the limits of their hull design mean that once
conditions increase in severity above a certain level
the long, narrow hull can become unstable and the tall
rigging can break. This is why many races that fall into
bad weather can suffer from many yachts capsizing or
becoming de-masted.
The motive force being the wind, sailing is more
economical and environmentally friendly than any other
means of propulsion. Motor
yachts depend upon mechanical means for propulsion,
typically an internal
combustion engine that burns fossil
fuels. These are more expensive to operate than
sailing vessels due to fuel costs and the large engines
typically used. A more economical hybrid type of vessel
is a motor
sailing yacht that can use either sail or motor
propulsion (or both) as conditions dictate.
Nearly all 'pure' sailing yachts are also equipped
with a low-power internal-combustion engine for use in
conditions of calm and for when entering or leaving
difficult anchorages. Vessels less than 25ft in length
generally carry a petrol outboard-motor of between 10
and 40 horsepower (7 and 30 kW). Larger vessels have
in-board diesel engines, of between 20 and 100
horsepower (15 and 75 kW) depending on size. In the
common 7 m to 14 m (23 to 46 ft) class, engines of 20 to
40 horsepower are the most common.

Single
masted sailing yacht and luxury
private yacht and schooner
In recent years, small/medium-sized private yachts
have evolved from fairly simple vessels with basic
accommodation to sophisticated and luxurious boats. This
is largely due to reduced hull-building costs brought
about by the introduction of fibre-glass hulls, and
increased automation and 'production line' techniques to
yacht building, especially in Europe. In recent years
the amount of electric equipment used on yachts has
increased greatly. Even 20 years ago, it was not common
for a 7 m (25 ft) yacht to have electric lighting. Now
all but the smallest, most basic yachts have electric
lighting, radio and navigation aids such as GPS. Yachts
around 10 m (33 ft) bring in comforts such as hot water,
pressurised water systems, refrigerators etc.
Aids such
as RADAR, echo-sounding and autopilot are common. This
means that the auxiliary engine now also performs the
vital function of powering an alternator to provide
electrical power and to recharge the yacht's on-board
batteries. For yachts engaged on long-range cruising
wind- and solar-powered generators can perform the same
function. On the biggest, 30m+ luxury yachts, every
modern convenience, from air conditioning to television
systems is found. Sailing yachts of this size are often
highly automated, with computer-controlled electric
winches controlling the sails. Such complexity requires
dedicated power-generation systems.
Modern yachts are descendants of working vessels used
for fishing
and commerce.
Famous examples of these types of vessels are fishing schooners
such as Bluenose
and square
rigged tea clippers
of the 19th century such as Flying
Cloud. Tall
ships are the modern descendants of the tradition of
these commercial vessels.
Yachting
for pleasure was formerly the province of the wealthy
due to expense and the manpower required (because the
boats were big), but today has become the pastime of
many worldwide. King Charles
II of England is mentioned as enjoying the sport in
the diaries of Samuel
Pepys. In Britain, the sport of yachting became
widely popular in the late Victorian (1837-1901) period.
Queen Victoria and her family maintained a fleet of
sail- and steam-yachts at her residence on the Isle of
Wight. The town of Cowes on the island is still seen by
many as the world home of yachting, hosting the famous
Cowes Week sailing festival in the summer. Like most
other yachting festivals, this consists mainly of
organised yacht racing by both dedicated racing yachts
and a series of 'class' events catering for the wide
variety of non-dedicated yachts.

Modern
motor cruiser luxury yacht
Popular yachting spots:
-
Auckland,
New
Zealand
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Fremantle,
Western
Australia
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Cowes,
Isle
of Wight
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Hamble,
Hampshire,
England
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Tollesbury,
Essex,
England
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The French
Riviera
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Ft.
Lauderdale, Florida
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San
Francisco Bay, California
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Newport
Beach, California
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Newport,
Rhode Island
-
West
Coast of Scotland
-
Hong
Kong
Nelson
says: "We all need insurance to protect our
investments. So, why don't you give the brokers
below a try online."

Move
up to a better service and help keep this project
funded. For every introduction we make, the
underwriters concerned will make a contribution to our
project. If you are a marine insurance broker and
are interested in working with us, we would like to hear
from you.
FOR
YOUR NO OBLIGATION QUOTE:
Email:
Nelson
Kruschandl
ENCLOSING
DETAILS OF YOUR VESSEL, VALUE AND ANY PLANNED JOURNEY,
CARGO, ETC. YOU WILL THEN BE CONTACTED BY A
SPECIALIST.
Please
see the sample policy terms and conditions:-
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For
full details of the Noble Marine Dinghy Policy
please click
here
For
full details of the Noble Marine Pleasurecraft
Policy please click
here
For
full details of the Holmans Policy please click
here
For
a sample of the Haven Knox Johnston Policy
please click
here
For
full details of the Yachtline Policy of
Insurance please click
here
For
details of the Towergate Policy please click
here
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For
a printable proposal form please click on the relevant
company below:-
When
completed please either fax your form to:-
Max
Energy Limited - +44 (0) 1323 831727
Or,
post to:-
Max
Energy Limited, Oakwood, Herstmonceux, BN27 1RF, United
Kingdom
YACHT
LINKS:
INFORMATION
FOR YACHT DESIGNERS
Solar
Cola - a taste for adventure
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